Reasons why I don't use a wallet:
- I used to have one, until it got stolen along with all the cards and money I carried that day.
- Application for replacement cards is really tedious.
- I misplace stuff easily.
- So my cards and money are not concentrated in one place, therefore, it would not be such a loss if one of them gets stolen, or lost.
- I'm quite OC searching for the right wallet.